Invest With Us
Why Invest with SGI?
As our motto states, we are "Providing a solution, creating an opportunity".
What that means is we are providing you with an investing and property management solution that is second to none, and using that as an opportunity to put tenants in a position of home ownership and community involvement.
How is SGI making a difference?
We, at no additional cost to the property owner or tenant, credit $1,200 per year to a Home Purchase Program for the tenant. This provides the tenant with a roadmap to home ownership, and gives them a vested interest in maintaining the property with the utmost care.
Additionally, we have used late fees as a way to "create an opportunity" in the community. Our tenants have the option of volunteering at such places as The Phoenix Rescue Mission, Goodwill, The Salvation Army, and Dress for Success, just to name a few. While volunteering, tenants are actually receiving credit for half of their late fees! Tenants are getting involved, and the community directly benefits.
Who is your typical investor?
The dynamic of a real estate investor has changed considerably over the last few years.
Today, mixed in with the high profile investors, are mechanics, teachers, small business owners, computer technicians, software engineers, retired couples, and countless others that realize the opportunity that exists in today's market.
Saving Grace Investments enjoys helping clients of all different risk tolerances and budgets understand the opportunities that exist in today's real estate market.
We will assist you in several different methods to financially profit in real estate. These are not items that we have learned about solely through studying or attending seminars.
We have gained this knowledge the hard way- with our own money and experiences. We are actively investing in Phoenix, and will continue to.
Through experience, we have come to understand multiple levels of real estate investing, property selection, tenant relationships, repair and renovate resources, and the ability to identify opportunities for improvement.
We would love to share this information with you!
| Rental Property vs. Stock Market Investment Comparison | ||
| Common Stock (Traded Assets) | Real Estate (Non-Traded Assets) | |
| Capital Invested | $100,000 | $100,000 |
| Value of Asset Controlled (through leverage) | $100,000 (in rare circumstances up to $200,000) | Up to $1 million and beyond, over time, depending on loan terms, deposit requirement, and length of time property is held |
| Purchase Price | Market Price | Negotiable- may be found and purchased below current market price. |
| Market Efficiency | Supreme (everyone pays the same price for a given stock) | Very low (opinions of sellers, buyers, appraisers, and banks vary wildly resulting in great opportunities). |
| Potential for Value Improvement | None - Pray! | Renovation, refurbishing, etc. (Which may also be 100% deductible or depreciable). |
| When Can Appreciation Be Realized? | Upon Sale | At any point from re-leverage, refinancing, to sale of property. |
| Cash Flow During Holding Period? | Small dividends, if you're lucky | Monthly rental income. |
| Depreciation | Zero | On buildings, improvements, and chattels over accounting life. |
| Inflation Protection | Zero | Both rental income and sale price may be indexed to current market, and value adjusted for inflation. |
| Return Upon Any Sale | Actual stock value | 1. May have compounding appreciation up to $1 million or more. |
| 2.Plus improvements (typically above and beyond cost of improvement). | ||
| 3. Plus any rental income. | ||
| 4. Less expenses. | ||
| 5. Less depreciation. | ||
| 6. Tax deductions. | ||
| 7. Hold > 366 days, profit taxed at capital gain rates. | ||
